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Spend Points is a new generation digital wallet application that allows you to see your points on your bank and brand cards on a single screen, spend them easily and participate in campaigns.

Add Bank Cards, Track Your Points
You can easily track all your points by adding your bank cards securely.
Your card information is encrypted and stored in Moka United's PCI DSS Level 1 compatible infrastructures.
Moka United is an official payment institution licensed by the TCMB and operating under Law No. 6493.

You Can Also Add Brand Cards
By adding the contracted brands you have a loyalty card or balance card to the application; you can manage your balance, points and special opportunities from a single place.

Spend Your Points Wisely
Spend all your points and balances either separately or combined.
Complete the missing amount with your bank card, see the return of your shopping in your wallet instantly.

Don't Miss Campaigns
Follow the campaigns of contracted brands and participate instantly.
Earn more Tiko Points.

Earn as You Spend with Spend Points!
Say goodbye to complicated systems and lost points.
One application, one screen, full control is now with you!